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1-833-548-3655 (TTY:711) Hours: M-F (9AM-6PM EST), SAT (9AM-2PM EST)
Talk to a licensed insurance agent 1-833-548-3655 (TTY:711) Hours: M-F (9AM-6PM EST), SAT (9AM-2PM EST)
Homeowners insurance can help protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees, and more.
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A homeowner’s policy is recommended for anyone who owns a home or condo and may even be required by your mortgage lender. You will need separate coverage to help protect your home and personal belongings against damage due to floods or earthquakes.
If the unexpected happens, home insurance can help you restore your life back to normal.
A typical homeowners insurance policy normally covers your home and your personal property and helps cover the costs of losses that result from covered events like:
Typically damage caused by floods and earthquakes is not covered by basic homeowner insurance policies. Optional homeowner insurance coverages and policies may be available to cover damage due to such additional threats.
A typical homeowners insurance policy includes several types of coverage, coverage limits, and deductibles. Consider how the following coverages can help ensure your home and assets are covered.
Dwelling coverage can help you pay to repair or rebuild your home if it is damaged by a covered event. Typically, you will want to have enough dwelling coverage to cover the estimated cost to repair, rebuild and replace your property.
Other structures coverage can help pay for covered damages to detached structures on your property like garages, sheds, and fences.
Personal property coverage can help you pay for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods, and electronics. Special limits of liability may apply to certain items.
Loss of use coverage can help pay your additional living expenses if you must move out of your home temporarily while it's being restored. This is typically subject to coverage terms and limits.
Personal liability coverage can help protect you in the event of a claim. It also helps cover related costs if a legal suit is brought against you or a member of your household for bodily injury or property damage to others.
Home. It’s your safe haven. It’s where you raise your family and create memories that last a lifetime. A licensed insurance agent can help you protect this prized possession with homeowners’ insurance that fits your priorities and your budget. When you’re confident you have the coverage, you need to help protect your home and personal belongings, you can focus on those little moments that matter. Getting a home insurance quote today is quick and easy.
Talk to a licensed insurance agent 1-833-548-3655 (TTY:711)
Hours: M-F (9AM-6PM EST), SAT (9AM-2PM EST)
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